It's been nearly 15 years since Stanford Federal Credit Union started offering online banking services to all it's customers and the revolution of internet banking began, in that time the fundamental service offered has remained largely static.The years have seen various developmen... [More]

'Blue sky' thinking in the financial services industry may not be fashionable (quite enough to keep us busy in the here and now), but for a short time I wanted to forget the current troubles and write a short series of posts that look at consumer aspects of the industry beyond the next year ... [More]

Today Chris Skinner wrote about Microsoft Tag, the latest means of using images to represent textual data or URLs.  Chris rightly links these to Quick Response (QR) codes but I think misses one important difference about these tags compared to what we've seen before... [More]